Loan Rates
Effective January 1, 2024
| Personal Loans | Term | Our Best Rate1 | ||
|---|---|---|---|---|
| APY* | ||||
| Signature | 5 YEARS | 11.49% | ||
| Signature Loans | ||||
| Share Secured | 5 YEARS | 2.99% | ||
| 7 YEARS | 3.24% | |||
| Car Loans | ||||
| 2024 & 2023 Models | 4 YEARS | 4.24% | ||
| 5 YEARS | 4.49% | |||
| 6 YEARS | 4.99% | |||
| 7 YEARS | 5.49% | |||
| 2022 & 2021 Models | 4 YEARS | 5.49% | ||
| 5 YEARS | 5.74% | |||
| 6 YEARS | 5.99% | |||
| 2020 & 2019 Models | 4 YEARS | 6.24% | ||
| 5 YEARS | 6.49% | |||
| 2018 & 2017 Models | 4 YEARS | 6.24% | ||
| 2016 & Older Models | 3 YEARS | 9.24% | ||
| Home Equity Loans | ||||
| Line-of-Credit2 | 15 YEARS | 4.99% | ||
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| Fixed Rate | 5 YEARS |
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| 10 YEARS |
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| 15 YEARS |
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*APR = Annual Percentage Rate
1This is Our Best Rate. Your rate may vary based upon your own individual credit score.
2The Line-of-Credit is based upon the Prime Rate and may change on January 1 or July 1 each year.
The minimum rate is 6.00% (currently discounted and subject to change) and the maximun is 18.00%.
See a Home Equity Loan Disclosure for more details.