Benefits of Membership
Commitment
Credit Unions are committed to their members
Personalized Service
As nonprofit businesses, credit unions rely on their membership to continue operating, rather than being driven by profit. Members of credit unions enjoy the benefits of the organization’s strong focus on personalized customer service.
Election of Leadership
One of the benefits of being a member of a credit union is the ability to participate in the election of leadership in the organization, you have voting rights. Naturally, this means that members can help guide the major financial decisions and corporate goals of their credit union.
Insured Deposits
Credit union members can safely save money at federally insured credit unions.
Lower Loan Rates
Credit unions are cooperative financial institutions owned and operated by their members — not shareholders. That means most credit unions offer higher interest deposit accounts and loans with better rates.
Higher Savings Interest Rates
Credit unions are cooperative financial institutions owned and operated by their members — not shareholders. That means most credit unions offer higher interest deposit accounts and loans with better rates.
Fewer Fees
Credit unions typically charge fewer fees than banks, and the fees they do charge are far lower than what you’d pay at a bank.
You are a Member
You are not just a customer at a credit union, you are a member.
How to Become a Member
Needed to open an account:
- Most recent pay stub
- Social Security Card
- Driver’s license
- Minimum of $25
